Produced by Polarity/1
P/1: Vocals, acoustic 12-string guitar & electric guitar, bass, drum programming
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Got a letter this morning with a shiny card
Bought a pickup truck and it wasn’t hard
Bought a big fat sofa and a big flat screen
Got the little woman a new washing machine
Told the landlord to shove it
Bought a house with a yard
Bought the lock, stock and barrel
Of my credit card
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CHORUS: Got free money
               But you have to pay
               Free money
               But you have to pay
.
The monthly went north
And my job went south
Now the garage is empty
Dog food in my mouth
Wife is out late working two shifts
Christmas tree lonely standing over no gifts
The bank took the pickup and the video game
Found out about the RV
And they’re making a claim
They’re sittin’ in my box at the Astrodome
Now the bankers are dancin’
In my broken home
But I ain’t down yet, it’s all ok
‘Cause a new card came in the mail today
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CHORUS