Tight money's causing some stressin'
Daddy's on the run cause the IRS is pressin'
Mama bought a sofa cause she's depressin'
Little man sweatin' for a BMX
Big sister shot her move by bouncin' checks
I'm overdrawn on the Amex
How am I gonna replace my wreck?
CHORUS: Charge it
Tell me how can a poor man live?
How much interest does he have to give?
The system gettin oppressive
The loan shark at the bank
Is giving him the shank
The one in the alley is scary
We're robbing Peter and Paul cause we got to pay Mary
How we gonna pay for our getaway
CHORUS: Charge it
Santa Clause is comin' to town
He's making a list...no money down
Got everything you prayed for
Except that it ain't paid for
Just do exactly what Santa do
CHORUS: Charge it